Insurance

We at General Accident believe you should be rewarded for how safely you drive your car.

Our telematics policy offers you an immediate discount on your car insurance by installing a telematics device into your vehicle.

How does it work?

GA Telematics uses technology to give you a fairer premium.

Depending on your model of car we either give you a small plugin device which you can self-install inside your car, or we arrange for an engineer to professionally install an alternate device, more suitable for your car.

You will receive an initial upfront discount at purchase, and your driving behaviour throughout the year will be taken into account when calculating your renewal premium.

Helping you become a better driver

You can keep track of your driving and the score for each journey in the App. Achieving a score above 70 for all your journeys is important. We consider a score of under 50 to not be safe. So, if your score were to fall below 50 we will send you a warning to improve your driving. You can refer to the App on safe driving behaviours and tips to improve your score.

If your driving doesn’t improve and you receive 3 warnings within any 30-day period, we will give you notice to cancel your policy. It’s therefore really important to keep your score above 70 - the higher your score, the safer your driving.

Excessive speeding could also result in your policy being cancelled.

Why choose it?

• First year discount – in addition to our standard GA criteria, if you’re between 17-24, hold a British or EU licence and are a resident of Great Britain you’re eligible for a quote. Once you become a customer, you may be offered another discount at renewal depending on your score.
• No tools required – we take care of any installation required unless you are sent one of our small plug-in devices. Then just plug it in, download the GA app and start driving.
• Free App – available from Apple and Android stores to keep track of all journeys (although in most cases there will be a network charge for the data used).